If you are an investor who is looking to purchase discounted properties, fix them up, and sell/flip them within 12 months, then consider our fix-and-flip loans for the capital you 
need. With attractive rates and up to 90% Purchase & Rehab Costs, these loans are a great way to start expanding your real estate projects. Our fix-and-flip loan products begin at $75K* and go up to $4 million.
Transaction Size: $75,000 to $2,000,000
Funding Time: Within 10 business days
Minimum Credit Score: 600 (however some of our loan products don’t consider credit)
Our rental loan product provides our customers a reliable source of financing 
through a simple and efficient online loan process. Our 30-year fixed-rate rental loan product was designed to help savvy investors capitalize on the rapidly growing rental market. With attractive rates and up to 80% loan-to-value (LTV) on fixed-rate loans, these loans are a great way to get cash out from your existing rental properties. Our rental loan products begin at $75K and up to $2 million with no personal income verification.
Transaction Size: $75,000 to $2,000,000
Funding Time: Within 15 business days
Minimum Credit Score: 640 (however some of our loan products don’t consider credit)
At times a commercial property owner or investor needs to act fast to either acquire 
a commercial property, finish construction, or cash out on their commercial property assets. Traditional banks often require lots of documentation and credit checks, which slows up the process. Bridge and hard money loans are generally based solely on the value of asset and require little to no documentation such as bank statements or credit checks. Interest rates are typically higher than traditional bank financing, but bridge and hard money loans can be excellent tools to acquire an asset or unlock cash to finish a project before stabilizing the property and refinancing into a more long term financing vehicle.
Transaction Size: $1,000,000 to $100,000,000 or more
Approval Time: As fast as 5 days
Many banks do not want to take the risk of the growing number of new construction or development projects. There are many different private funding options and structures available for development projects – equity/debt, different lengths of times, interest rates, interest only options, etc.
Transaction Size: $100,000 to $500,000,000 or more
Approval Time: 48 to 72 hours
When acquiring commercial property as an investment or to occupy, commercial real estate financing is typically the most popular option. Property types that can be funded can include: multi-family, retail, industrial, office, storage, mobile home parks, hotels and more.
Transaction Size: $1,000,000 and up
Approval Time: 2 weeks
It can be difficult for churches to obtain financing from many traditional lenders. There are a number of private lenders available that focus specifically on assisting churches and religious institutions with obtaining the funding they need.
Transaction Size you can do: $1,000,000 to $50,000,000
Approval Time: This varies and really depends of project size. 1 to 3 Months
With many commercial properties across the country becoming distressed and defaults on the rise, there are a growing number of investors that seek to acquire distressed notes. This can be a risky, but very lucrative business. Many banks are very limited in terms of the funding options they can provide for these types of transactions, but we can help you connect to many private funding options available.
Transaction Size: $1,000,000 to $25,000,000
Approval Time: 1 week
Mezzanine loans play an important role in the investment real estate arena and are typically used to facilitate the acquisition, repositioning or development of real estate projects. Mezzanine financing can also be used for owner recapitalizations and partner buyouts, tenant improvements & capital expenditure, discounted debt note acquisitions, debt pay-downs to existing lenders to encourage extensions, first mortgage refinancing shortfalls or acquisitions for core, core-plus, value-added opportunities.
Transaction Size: $3,000,000 and up
Approval Time: Up to 2 weeks